Then, during the meeting, the panel hears from the representatives about the regulatory proposals. Representatives typically discuss the anticipated compliance requirements and potential costs of the proposed rule. In addition to providing verbal feedback during the meeting, the small business representatives may submit written comments.
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We’re a data-driven, evidence-based agency with a philosophy of issuing regulations only where there’s a strong justification for doing so. The Dodd-Frank Act, the law that created the CFPB, requires us in order to organize a Small Company Review Panel when we are focusing on a rule that will could have significant financial impacts on small organizations. Small entities include little businesses, organizations, and little government bodies.
Each Small Business Review Panel consists of representatives from the CFPB, the Small Business Administration’s Chief Counsel for Advocacy, and the Office of Management and Budget’s Office of Information and Regulatory Affairs. The panel holds an outreach meeting with a representative group of small businesses to discuss the potential rules we’re considering.
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We provide non-partisan and non-biased analysis on developing events in the financial industry. Within 60 days of meeting, the panel will complete a statement on the input we received from the small business representatives. The report may include any significant alternatives that would minimize economic impacts. We’ll publish the panel’s report along with a proposed rule, which is the next step in the rulemaking process. We’ll keep seeking feedback from consumers, consumer advocates, other regulators, small businesses, and other industry representatives as we develop a proposed rule. Small business representatives are given time to study the materials and we follow up with them to see if they have questions.
External citations are calculated by subtracting the number of self-citations from the total number of citations received by the journal’s documents. Evolution of the total number of citations and journal’s self-citations received by a journal’s published documents during the three previous years.